FirstBank Disclosures- Consumer Processing Sr. Rep. in Lakewood, Colorado
Requisition Number 18-1067
Post Date 9/12/2018
Title Loan Operations Staff
Title Detail Disclosures- Consumer Processing Sr. Rep.
We are Colorado’s largest locally owned bank and are still growing! We are seeking a well-rounded individual with an interest in lending and loan functions who possesses strong analytical and problem solving skills to join our expanding Loan Servicing area.
As a Denver Post Top Workplaces award winner seven years in a row (2012-2018), FirstBank provides many great benefits for being a part of our family. From employer-contributed retirement and health plans, some reduced fee banking services, paid time off, employer paid basic life insurance, short-term and long term disability policies, to holiday parties and more, you will be appreciated and made to feel at home at FirstBank.
Position includes FirstBank Headquarters employee benefits such as: FirstBank Fitness Center, Craft Café and Deli, Game Room, 4th Floor Rooftop Patio, RTD/Light Rail Eco Pass with free shuttle from Oak Street Station.
The Consumer Processing Sr. Representative responsibilities include preparing or reviewing loan documents/disclosures for accuracy and compliance with regulatory guidelines. Sr. Representatives will be expected to have an understanding of consumer loan products, Loan Policy, secondary market investor guidelines and/or various regulatory requirements.
Essential Duties and Responsibilities
Ordering and basic follow up on items for loan file documentation, to include third party documentation
Professional and effective communication with title companies, other third party vendors, and internal departments
Perform data entry of document preparation and internal forms
Preparing or reviewing basic and complex loan documents/disclosures to comply with Loan Policy, investor guidelines and/or regulatory requirements
Familiarity with flood determinations, subsidence searches, payoff statements, title commitments, disclosures, tax verifications
Processing a modest pipeline of loans with limited lending products
Basic recognition and understanding of required items and lending products
Performing pre-close review of file documentation and loan closing documents for basic and moderate loan products
Assist underwriters and/or officers in obtaining, reviewing and understanding basic documentation
Representative will be accountable for meeting department Service Level Objectives
Provide excellent customer service to branch officers and employees
Contribute to a positive, team-oriented environment
Ability to work independently
Perform other duties and projects as assigned
Understand and comply with all provisions of the Safety in the Workplace policy
Salary commensurate with experience.
Minimum Qualifications of Position
6 months of loan experience at FirstBank or 1 year of outside loan experience
Demonstrate initiative, and a desire to learn the consumer loan process. This is an entry level position; training will be provided
Preferred Qualifications of Position
Basic understanding of loans
Ability to effectively manage a full workload with little assistance
Knowledge and Skills
Basic knowledge of Microsoft products
Basic knowledge of loan systems
Strong written and verbal communication skills
Proficient problem-solving and decision-making skills
Detail-oriented and strong organizational skills
Effective time-management skills
Ability to focus on multiple priorities without degradation in the quality of work produced
Comfort in a fast-paced office environment
Knowledge of lending regulations such as Reg B, TRID, Reg Z and HMDA is preferred
Working Conditions and Physical Requirements
Work is performed in an office environment with moderate noise levels and light to heavy traffic. An individual in this position:
Frequently remains stationary throughout a typical business day
Frequently operates a computer and other office machinery, such as a calculator, copy machine, and computer printer
Occasionally moves about inside the office to access file cabinets, office machinery, and other rooms
Occasionally positions self to access drawers and shelves of various heights
Frequently reaches for and handles paperwork and files
Constantly communicates with coworkers and management in-person and on the phone
Work Hours Monday through Friday
Part Time No
FirstBank is an EOE/Affirmative Action employer. All qualified applicants will receive consideration for employment without regard to age, race, color, religion, sex, sexual orientation, gender identity, national origin, genetic information, disability, veteran status, or any other applicable status protected by state or local law.
Please view Equal Employment Opportunity Posters provided by OFCCP here at http://www.dol.gov/ofccp/regs/compliance/posters/ofccpost.htm .
FirstBank will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant. However, employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by the employer, or (c) consistent with FirstBank’s legal duty to furnish information. 41 CFR 60-I.35(c)