FirstBank Consumer Processing Specialist - Secondary Market in Lakewood, Colorado

Requisition Number 18-0451

Post Date 4/18/2018

Title Loan Operations Staff

Title Detail Consumer Processing Specialist - Secondary Market

City Lakewood

Location Headquarters

State CO

Description

We are Colorado’s largest locally owned bank and are still growing! We are seeking a well-rounded individual with an interest in lending and loan functions who possesses strong analytical and problem solving skills to join our expanding Loan Servicing area.

As a Denver Post Top Workplaces award winner six years in a row (2012-2017), FirstBank provides many great benefits for being a part of our family. From employer-contributed retirement and health plans, some reduced fee banking services, paid time off, employer paid basic life insurance, short-term and long term disability policies, to holiday parties and more, you will be appreciated and made to feel at home at FirstBank.

The Consumer Processing Specialist responsibilities include preparing or reviewing a pipeline of loans files, documents, and/or disclosures for accuracy and compliance with regulatory guidelines. Specialists are expected to have in-depth understanding of consumer loan products, Loan Policy, secondary market investor guidelines and/or various regulatory requirements.

Essential Duties and Responsibilities

  • Process a moderate pipeline of loans including various lending products

  • Obtain or review third party documentation

  • Perform data entry of document preparation and internal forms

  • Communicate with title companies or other outside vendors, and internal departments

  • Intermediary and central point of contact for branch officers

  • Communicate potential issues to the officer, and provide feedback on how to restructure transactions to ensure investor and/or internal compliance

  • Assist underwriters and/or officers in obtaining, reviewing, and understanding all loan documentation

  • Prepare and review basic, moderate, and complex disclosures

  • Perform pre-close review of file documentation and loan closing documents for basic, moderate, and complex loan products

  • Train/mentor new or junior members within the department or branches

  • Perform other duties and projects as assigned

  • Understand and comply with all provisions of the Safety in the Workplace policy

Salary commensurate with experience.

Requirements

Minimum Qualifications of Position

  • Minimum of 2 years of FirstBank loan experience or 3 years of outside loan experience

Preferred Qualifications of Position

  • Ability to effectively manage a full workload with little assistance

Knowledge and Skills

  • Considered a Subject Matter Expert

  • In-depth knowledge of required items and lending products

  • Advanced knowledge of ordering and follow-up items

  • Proficiency in loan policy and investor guidelines

  • Advanced knowledge of required loan file documentation and closing documents

  • Competency in all federal and state regulations related to lending

  • Working knowledge of Microsoft products and loan systems

  • Strong written and verbal communication, decision-making and problem solving skills

  • Detail-oriented and strong organization skills

  • Effective time-management skills

Working Conditions and Physical Requirements

Work is performed in an office environment with moderate noise levels and light to heavy traffic. An individual in this position:

  • Frequently remains stationary throughout a typical business day

  • Frequently operates a computer and other office machinery, such as a calculator, copy machine, and computer printer

  • Occasionally moves about inside the office to access file cabinets, office machinery, and other rooms

  • Occasionally positions self to access drawers and shelves of various heights

  • Frequently reaches for and handles paperwork and files

  • Constantly communicates with coworkers and management in-person and on the phone

Must be able to exchange accurate information

Work Hours Monday through Friday

Salary $18.50

Part Time No

  • FirstBank is an EOE/Affirmative Action employer. All qualified applicants will receive consideration for employment without regard to age, race, color, religion, sex, sexual orientation, gender identity, national origin, genetic information, disability, veteran status, or any other applicable status protected by state or local law.

  • Please view Equal Employment Opportunity Posters provided by OFCCP here at http://www.dol.gov/ofccp/regs/compliance/posters/ofccpost.htm .

  • FirstBank will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant. However, employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by the employer, or (c) consistent with FirstBank’s legal duty to furnish information. 41 CFR 60-I.35(c)